External Payment Plans

Flexible Financing

We understand that there are times when dental insurance may not cover the services you need or when paying for a treatment all at once may not fit in your budget. That's why at Lifetime Dental & Implant Center we accept CareCredit, Sunbit, and Ally. You can work with these companies to design a payment plan that works for your life.

CareCredit

CareCredit is used to pay for out-of-pocket expenses not covered by medical insurance. They cover wellness at over 225,000 enrolled providers across the nation.

They normally offer term financing options of 6, 12, 18, or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not pay the full amount, interest is charged from the original purchase date.

Their financing options offer extended longer-term healthcare financing such as for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR.

You need to apply to qualify. Visit the links below to learn more about CareCredit.

Sunbit

Sunbit is designed to help you buy what you need without any additional stress. Typically it features 3, 6, or 12-month payment plans but if you're using Sunbit for dental care you gain access to the 18 and 24-month plans. Sunbit offers no hard credit checks, no fees or penalties, with 85% of dental patients approved after just a 30-second application. Down payments are required and APRs range from 0% - 35.99%. Checking your options does not affect your credit score. Get the care you need with Sunbit by applying today, or visit Sunbit to learn more.

Ally

Ally Lending is the lending division of Ally Financial, which offers personal loans to consumers. At Lifetime Dental & Implant Center we partner with Ally Lending to offer our patients an additional third-party payment plan provider.

Basis

Basis is an app-based, credit-check-free, financing option with repayment terms ranging from between 4 to 24 months depending upon the size of your loan.

Proceed Finance

Proceed Finance partners with providers to offer patients large case financing for up to 96 months with no collateral required. Interest rates and payments are dependent upon credit but can be as low as 3.99% at a $157/month payment for a 96-month loan term.

To apply, visit Proceed Finance and check your rate and loan options instantly without affecting your credit. From there, you can begin the simple online enrollment process.